Later Life Choices

People spend the majority of their working lives building up some level of wealth to support themselves or their families through retirement and beyond. However, factors such as longevity, long term care costs and inheritance tax can all have a detrimental effect on your hard-earned savings and investments both for you and future generations.

As an accredited Later Life Adviser, Jeremy’s aim is to help you understand and effectively plan to limit the impact that these issues can have on your finances. The problem of funding long term care in particular is becoming more prevalent and Jeremy has chosen to devote much of his time to making this his area of expertise.  

Why use Spectrum’s Later Life Service?

Jeremy has had personal experience of caring for family members and understands the difficulty people have in finding the information and advice they need in what can be a very stressful and emotional time. He is also keen to ensure that clients are well placed to enjoy their well-earned retirements as fully as possible, secure in the knowledge that they have planned to avoid potential pitfalls as best they can.

Jeremy is a fully qualified Later Life Adviser and an accredited member of SOLLA – The Society of Later Life Advisers. Jeremy has also recently been awarded the SOLLA Retirement Advice Standard. SOLLA ensures that members operate with dignity and care and are fully qualified to give advice on planning for care fees, long term care, equity release, investments, pensions, retirement and estate planning.

Jeremy says:

“Among other things, I believe that the most valuable help I can give is to those facing the stressful and often confusing care process. I help you understand the options in helping you or your loved one pay for the care they need for the rest of their lives. In some cases it is possible to plan so that care costs can be met indefinitely. Sadly, in other cases it is not possible to give any guarantees and it is then even more important to know when funds may run out and the implications this might have.

The most enjoyable part of my job is meeting people. Every new meeting yields a new story and usually a new problem to solve. I get great satisfaction in helping clients to understand and overcome the issues they face in what can be very stressful and emotional times.”