Spectrum Independent Financial advice

Auto-Enrolment

Spectrum Auto-Enrolment has been working with clients to help them on the auto-enrolment journey for more than four years now although we have always worked in the traditional group pensions market since the late 1980’s.  

Our largest schemes have over 200 workers and are now tackling the three year re-enrolment and re-declaration process required by The Pensions Regulator, whilst we are still working smaller firms  and new start-ups who’s staging dates are still ahead.  

Our clients come from new and established links with accountants and payroll bureaus as well as other professionals and referrals.  

Our strength is to work with clients to identify a suitable simple solution to meet their obligations, be compatible with their payroll process, and help them communicate this appropriately to their workers.  

We feel that as employers now must provide access to a workplace pension that it  is best practice to engage the workforce in the benefits on offer, as many employees have little or no experience of pensions and how they now work. Face to face presentations are a great way for us to meet employees and address any issues they may have with a view to helping the employer implement their scheme as smoothly as possible.  

Our support doesn’t stop after set-up as ongoing queries often arise with payroll or workers themselves and we include an annual retainer service for all our schemes to support them as well as producing an annual scheme report. This is something we can also offer to employers who have already established their scheme but no longer have a linked adviser or would like to change their appointed adviser.  

We offer very competitive terms and after an initial discussion can present a proposal for the services relevant to suit your business and budget. Where a firm already outsources their payroll we can offer a discount and work with the payroll bureau to cover all bases.  

As well as Auto-Enrolment pensions we also provide access to other employee benefits such as group life, group income protection and medical insurance. We also offer access to corporate advice for business owners and access to personal advice through Spectrum IFA for employees.